Ripper Wealth

FOUNDATIONS STEP 1

Know Where You Want to Go

Set clear goals across all areas of life. Without direction, you're just wandering.

Why Goal-Setting Matters

Most people drift through life without clear targets. They react to what happens instead of creating what they want. Goal-setting changes that.

When you know exactly what you want and by when, you can work backward to create a plan. This isn't just about money—it's about designing the life you actually want.

Multiple Life Domains

  • •Family: Time with loved ones, relationships, celebrations
  • •Skills: Education, training, personal development
  • •Spiritual: Purpose, meaning, contribution to others
  • •Financial: Savings, investments, wealth building

Three Time Horizons

  • •Long-term (3-5 years): Big vision items
  • •Mid-term (6-12 months): Major milestones
  • •Short-term (this month): Immediate actions

The Framework

1

Define Your Long-Term Vision

Where do you want to be in 3-5 years? Be specific. Don't just say "be wealthy"—define what that means for you.

Example:

"By December 2028, I want to have $200,000 in invested assets, own my home outright, and have the skills to earn $150k/year doing work I love."

2

Work Backward to Milestones

What needs to happen 6-12 months before you reach that goal? Break it down into achievable milestones.

Example:

"By June 2026: Have $50k saved, pay off consumer debt, complete online course in high-value skill."

3

Create This Month's Actions

What can you do this month to move toward those milestones? Schedule it on your calendar.

Example:

"This month: Set up automated savings of $500/week, research online courses, review budget to find $200 extra."

💡 Pro Tip from Adrian:

I've used this exact framework for 20+ years. The magic isn't in the template—it's in reviewing it weekly. Every Sunday, I check: "Did I do what I said I'd do?" If not, why? That weekly discipline compounds into life-changing results.

Get the Goal-Setting Worksheet

Download our free Excel template with built-in prompts for family, skills, spiritual, and financial goals. Includes a video tutorial walking you through the process.

Download Worksheet (Excel)

✓ Free forever

✓ No email required

5-Minute Video Tutorial

Video Coming Soon

Adrian walks through how to use the worksheet and shares real examples from his own planning.

Ready for Step 2?

Now that you know where you're going, let's make sure you have the money to get there.

Next: Save Your First $10,000 →